Which Schedule would you consult to identify where the company writes business in order to research state insurance laws?

• A. Schedule T
• B. Schedule E
• C. Schedule Y
• D. Schedule DA

Answer: (A)

Focus on where the company writes business by looking at geographic distribution. To see which states the company operates in, you want the schedule that breaks out premiums written by state. That per-state premium distribution tells you the company’s geographic footprint, which is exactly what you need to research state insurance laws for each jurisdiction.

This makes the schedule that reports premiums by state the best fit, since other schedules concentrate on different aspects of the company’s finances or operations and don’t reveal where business is written.